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Hurricanes can result in massive property damage, destroyed infrastructure, and gridlocked insurance claims. A Texas hurricane damage lawyer can help make sure your case moves through the system for a timely, comprehensive settlement.
People often lose property they have worked their entire lives to obtain in a hurricane.
Besides property losses, victims also face complex insurance issues, Federal Emergency Management Agency (FEMA) claims, lost documents, and other legal difficulties. These can make it even more difficult to obtain the assistance needed after a crisis. We’re here to help.
As Texas residents in Houston, we at Pierce Skrabanek have experienced firsthand the damage and challenges hurricanes can bring. Our community is near and dear to our hearts, and we aim to help as many people as we can to obtain the compensation they need after a hurricane.
Don’t miss out on the compensation you deserve because insurance companies want you to settle for less, or because claims are undervalued, delayed, or denied. If you have been affected by a major hurricane in your area, contact Texas hurricane claims attorneys at Pierce Skrabanek online or by calling (832) 690-7000 for advice or representation.
Our lawyers can explain details about your insurance coverage that you might not be aware of. We also have the experience necessary to help you deal with insurance companies, secure your payout funds, and move on with your life.
For more information, listen to Texas attorney Paul Skrabanek discussing the legal impacts of hurricanes in an episode of the Ringler Radio Podcast.
A Texas hurricane lawyer can help you secure various types of settlements and compensation, including funds for:
Regardless of what kind of coverage you have, it is important to understand that insurance companies often don’t have your best interests at heart. They are a business, and denying or underpaying your claims is profitable to them. This often conflicts with your best interests as a paying customer who is entitled to the full value you’re insured for.
Even if you have robust insurance coverage for storm damage, you may still need an attorney to assist you with the insurance claims process. Important Texas insurance facts:
Working with a Texas hurricane claims lawyer can help you understand where your coverage gaps are, so you are fully compensated for your losses. Contact us today at (832) 690-7000 for a free, no-obligation consultation to determine your legal rights and your next course of action.
A hurricane claims attorney handles various types of damages incurred due to a hurricane or tropical storm. Here are five common types of damages we can address:
Hurricanes in Texas can leave rural residents dangerously vulnerable to harsh natural elements and wildlife. City dwellers can become penned in by downed structures, or confined due to impassable flooding made worse by urban features like poor city planning.
Our Houston-based Texas attorneys have the local experience necessary to help our clients recover the compensation they need to recover after a hurricane.
A Texas hurricane claims lawyer plays a crucial role in assisting you with hurricane-related homeowners insurance claims and other legal matters.
Here are three key services hurricane damage attorneys provide for your case:
Most hurricane damage claims are settled satisfactorily long before a lawsuit needs to be filed. However, if your claim is denied or undervalued, we will not hesitate to take legal action to resolve these disputes and maximize your compensation.
As Texans, we have seen the widespread damage and chaos that hurricanes can bring about. We’ve also seen how, after such a catastrophic event, the community pulls together to help one another rebuild. As Houston residents and leaders in the Texas legal community, we are doing our part to ensure the rebuilding can happen.
At Pierce Skrabanek, we’re making ourselves available to help local residents understand what they can do to recover after a hurricane. We have years of experience in obtaining substantial verdicts and settlements for our clients, and are ready to help you right away.
Contact us at (832) 690-7000 for a free consultation where we can address any questions, inquiries, or concerns you may have. We have experience dealing with insurance companies and adjusters after major hurricanes and other disasters. These are our own neighbors and communities we’re working for, and we want to see that everyone is fully accounted for and restored as quickly as possible.
This information can help expedite your claim, and get your life back on track. Do your best to have:
✅ A copy of your most recent insurance policy
✅ A list of all items damaged and extensive photo and video of your property damage (both before and after the hurricane if possible)
✅ Purchase receipts for valuable personal property (vehicles, furniture, computers, etc.)
✅ Estimates obtained for property damage repairs
✅ Receipts for repairs or alternative living expenses (hotel and rental car invoices, etc.)
We also recommend that you write down any questions you may have for an adjuster or lawyer so that your appointments are as productive as possible.
Windstorm damage claims are covered by state law. This means you can recover money damages, penalties for bad faith insurance, attorney fees, and other losses. Flood insurance claims are processed through federal courts, not state courts. Because of this, the same types of penalties and fees might not be available in flood claims like they are in windstorm claims.
Flood insurance companies are essentially “middlemen” for the federal government. These claims can sit stagnant for a long time, and may not always provide coverage for the fair value of the damage unless you have a private attorney helping push them through the legal system.
Additionally, when wind and water damage combine to cause destruction, this legal separation can become complex and tricky. An example includes when wind damage to a roof exposes the house to additional flood damage. Our lawyers can help figure out what type of coverage applies best to your situation.
Public adjusters are professionals who represent the rights of the insured during the claims process. As licensed professionals, they are legally allowed to charge a percentage of the insurance settlement or payout (for instance, 10% of the award). They may also perform other functions like estimating and negotiating with insurance companies.
If possible, get a recommendation when selecting an adjuster — ask friends and family if they know a reliable one, or check with sources like the Better Business Bureau. Check their track record and credentials to be sure they are legitimate.
Keep in mind that public adjusters are not always able to settle for full damage compensation, and may not be aware of alternative options. However, a private hurricane damage lawyer can help you pursue alternative legal avenues for compensation. We can work in place of or alongside public adjusters to pick up where their assistance abilities leave off.
You should consider filing a claim as soon as possible once you are able to do so. You may be dealing with important filing deadlines, which can affect your ability to recover damages for your property. Also, as mentioned previously, even when you do file, you may experience delays in the process, so it’s best not to wait.
Before you file, be sure to prepare your documentation and photo/video evidence, as listed above. Contact a local Texas hurricane claims lawyer from Pierce Skrabanek by calling (832) 690-7000 for a free consultation and actionable answers to your questions.