Texas Hurricane Damage Attorneys
We are dedicated to helping those who have been injured or affected by a catastrophic injury. You may contact us 24/7 at (832) 690-7000 for a free, confidential consultation or to schedule an appointment with us.
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Why Do You Need a Texas Hurricane Damage Lawyer?
Hurricanes can result in massive property damage, destroyed infrastructure, and gridlocked insurance claims. A Texas hurricane damage lawyer can help make sure your case moves through the system for a timely, comprehensive settlement.
People often lose property they have worked their entire lives to obtain in a hurricane.
Besides property losses, victims also face complex insurance issues, Federal Emergency Management Agency (FEMA) claims, lost documents, and other legal difficulties. These can make it even more difficult to obtain the assistance needed after a crisis. We’re here to help.
As Texas residents in Houston, we at Pierce Skrabanek have experienced firsthand the damage and challenges hurricanes can bring. Our community is near and dear to our hearts, and we aim to help as many people as we can to obtain the compensation they need after a hurricane.
Don’t miss out on the compensation you deserve because insurance companies want you to settle for less, or because claims are undervalued, delayed, or denied. If you have been affected by a major hurricane in your area, contact Texas hurricane claims attorneys at Pierce Skrabanek online or by calling (832) 690-7000 for advice or representation.
Our lawyers can explain details about your insurance coverage that you might not be aware of. We also have the experience necessary to help you deal with insurance companies, secure your payout funds, and move on with your life.
For more information, listen to Texas attorney Paul Skrabanek discussing the legal impacts of hurricanes in an episode of the Ringler Radio Podcast.
What Kind of Settlement Can a Texas Hurricane Lawyer Help You Secure?
A Texas hurricane lawyer can help you secure various types of settlements and compensation, including funds for:
- Property damage: We can assist you in obtaining full compensation for repairing or replacing your damaged home or property.
- Business interruption: For business owners, your attorney can help recover income losses resulting from the hurricane's impact on your operations and income.
- Insurance disputes: Our lawyers can help dispute denied or underpaid insurance claims. We do this to secure the coverage you are entitled to for the actual costs you’ve endured, not the estimate from potentially frazzled insurance adjusters after a storm.
- Personal injury compensation: If you or a loved one was injured during the hurricane, you can help you seek compensation for costs like medical expenses and pain and suffering.
- Environmental claims: In cases of environmental damage caused by the hurricane, your lawyer can pursue claims against any responsible parties or entities. Liability could be found in failures related to persistent disrepair or delayed repairs that cause harm to the natural area.
Regardless of what kind of coverage you have, it is important to understand that insurance companies often don’t have your best interests at heart. They are a business, and denying or underpaying your claims is profitable to them. This often conflicts with your best interests as a paying customer who is entitled to the full value you’re insured for.
The Value of a Local Texas Hurricane Attorney's Experience
Even if you have robust insurance coverage for storm damage, you may still need an attorney to assist you with the insurance claims process. Important Texas insurance facts:
- You might have coverage in the policy that you don’t know about or understand the practical implications of — our lawyers can demystify this “legalese” so that you can make fully informed choices.
- Under Texas insurance law, if there is any ambiguity in your policy due to the insurance company’s drafting, it must be construed in your favor — we can help ensure the law is followed.
- Insurance claims may be delayed or slow to process after a disaster — your attorney can follow up regularly so that you’re not put off indefinitely for the payout you’re entitled to receive.
Working with a Texas hurricane claims lawyer can help you understand where your coverage gaps are, so you are fully compensated for your losses. Contact us today at (832) 690-7000 for a free, no-obligation consultation to determine your legal rights and your next course of action.
What Damages Are Handled by a Texas Hurricane Claims Attorney?
A hurricane claims attorney handles various types of damages incurred due to a hurricane or tropical storm. Here are five common types of damages we can address:
- Structural damage: Destruction to buildings, homes, and infrastructure due to high winds, heavy rainfall, and storm surges.
- Flooding: Extensive water damage caused by heavy rainfall, overflowing canals, and storm surges leading to property damage and displacement.
- Wind damage: Roof and structural damage, shattered windows, and debris impact caused by hurricane-force winds.
- Erosion: Coastal erosion and damage to shorelines and beaches due to storm surges and waves.
- Electrical damages: Fires caused by downed power lines, disruption of electrical systems and utilities, and damages related to prolonged power outages, communication and rescue failures, or becoming trapped due to blocked roads.
Hurricanes in Texas can leave rural residents dangerously vulnerable to harsh natural elements and wildlife. City dwellers can become penned in by downed structures, or confined due to impassable flooding made worse by urban features like poor city planning.
Our Houston-based Texas attorneys have the local experience necessary to help our clients recover the compensation they need to recover after a hurricane.
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What Does a Texas Hurricane Claims Lawyer Do for Your Case? (3 Key Services)
A Texas hurricane claims lawyer plays a crucial role in assisting you with hurricane-related homeowners insurance claims and other legal matters.
Here are three key services hurricane damage attorneys provide for your case:
- Case building: Your attorney from Pierce Skrabanek will first assess the details of your case in a free consultation. Once you empower us to act on your behalf, we will fully investigate your insurance policy documents, gather evidence of hurricane-related damages, and determine the accurate value of your losses.
- Claim management: Next, we prepare and send demands on your behalf, and handle the resulting communications related to your claim. This includes ensuring that all required documentation is submitted correctly and on time.
- Representation: Your Texas hurricane claim lawyer will then engage in negotiations with your insurance company on your behalf. If they refuse to agree to a fair settlement for your losses, we will file a lawsuit and (if necessary) argue your case before a judge.
Most hurricane damage claims are settled satisfactorily long before a lawsuit needs to be filed. However, if your claim is denied or undervalued, we will not hesitate to take legal action to resolve these disputes and maximize your compensation.
Serving Texas Hurricane Damage Victims for Over 30 Years
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Contact Experienced Texas Hurricane Attorneys
As Texans, we have seen the widespread damage and chaos that hurricanes can bring about. We’ve also seen how, after such a catastrophic event, the community pulls together to help one another rebuild. As Houston residents and leaders in the Texas legal community, we are doing our part to ensure the rebuilding can happen.
Why Hire Pierce Skrabanek
At Pierce Skrabanek, we’re making ourselves available to help local residents understand what they can do to recover after a hurricane. We have years of experience in obtaining substantial verdicts and settlements for our clients, and are ready to help you right away.
Contact us at (832) 690-7000 for a free consultation where we can address any questions, inquiries, or concerns you may have. We have experience dealing with insurance companies and adjusters after major hurricanes and other disasters. These are our own neighbors and communities we’re working for, and we want to see that everyone is fully accounted for and restored as quickly as possible.
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Frequently Asked Questions
What do I need for my insurance claim after a hurricane? (Checklist)
This information can help expedite your claim, and get your life back on track. Do your best to have:
✅ A copy of your most recent insurance policy
✅ A list of all items damaged and extensive photo and video of your property damage (both before and after the hurricane if possible)
✅ Purchase receipts for valuable personal property (vehicles, furniture, computers, etc.)
✅ Estimates obtained for property damage repairs
✅ Receipts for repairs or alternative living expenses (hotel and rental car invoices, etc.)
We also recommend that you write down any questions you may have for an adjuster or lawyer so that your appointments are as productive as possible.
What is the difference between windstorm vs. flood insurance?
Windstorm damage claims are covered by state law. This means you can recover money damages, penalties for bad faith insurance, attorney fees, and other losses. Flood insurance claims are processed through federal courts, not state courts. Because of this, the same types of penalties and fees might not be available in flood claims like they are in windstorm claims.
Flood insurance companies are essentially “middlemen” for the federal government. These claims can sit stagnant for a long time, and may not always provide coverage for the fair value of the damage unless you have a private attorney helping push them through the legal system.
Additionally, when wind and water damage combine to cause destruction, this legal separation can become complex and tricky. An example includes when wind damage to a roof exposes the house to additional flood damage. Our lawyers can help figure out what type of coverage applies best to your situation.
What is a public adjuster?
Public adjusters are professionals who represent the rights of the insured during the claims process. As licensed professionals, they are legally allowed to charge a percentage of the insurance settlement or payout (for instance, 10% of the award). They may also perform other functions like estimating and negotiating with insurance companies.
If possible, get a recommendation when selecting an adjuster — ask friends and family if they know a reliable one, or check with sources like the Better Business Bureau. Check their track record and credentials to be sure they are legitimate.
Keep in mind that public adjusters are not always able to settle for full damage compensation, and may not be aware of alternative options. However, a private hurricane damage lawyer can help you pursue alternative legal avenues for compensation. We can work in place of or alongside public adjusters to pick up where their assistance abilities leave off.
When should I file a claim?
You should consider filing a claim as soon as possible once you are able to do so. You may be dealing with important filing deadlines, which can affect your ability to recover damages for your property. Also, as mentioned previously, even when you do file, you may experience delays in the process, so it’s best not to wait.
Before you file, be sure to prepare your documentation and photo/video evidence, as listed above. Contact a local Texas hurricane claims lawyer from Pierce Skrabanek by calling (832) 583-1862 for a free consultation and actionable answers to your questions.
We’re Here for You:
Real Results for Real Challenges
We know how tough things can get after an injury. That’s why we make your struggles our fight. With over three decades of combined experience, we’ve been the reliable allies our clients need, tackling financial hardships, physical pain, and major life changes. Our track record of successful verdicts and settlements speaks to our team’s passion and dedication to helping clients get the support and justice they need.
$1.6 Million Settlement Obtained for Apartment Complex Owner
Summary: The Plaintiff owned an apartment complex wherein part of the complex burned. The claims were that the insurance carrier underpaid the damages. Paul took all of the depositions on the case and argued all hearings. The case settled the day before it was to proceed in Harris County.
$1.5 Million Settlement Reached in Insurance Dispute
Summary: The Plaintiff owned an apartment complex in Dallas, Texas that suffered damage during a freak hail storm. The insurance company refused to pay and otherwise denied his claim. Paul filed suit and was able to show the Defendant through discovery that it had miscalculated the damages and that as a result the insurance company owed a substantial sum.
